Fin-Holix

Whenever there is a discussion about Startups one common opinion among experts is “In India 95% Startups fail”; obviously there are some who have been successful and established themselves as strong and emerging players like Swiggy, ixigo, Ola etc. When I read various report, articles, papers on this subject I have found reasons behind Startups’’ failure - some of them are - 1.        Lack of experience 2.        Business models are not sustainable 3.        Failure in market capture 4.        Less scope of growth 5.        Financial issues Business might make losses in the initial period but after some point of time it has to achieve Break-Even Point. Any Business’s survival depends on how much loss the stakeholders are able to digest. If Investors don’t see much improvement in the situation they might pull curtains off ...

(Message of hope from Switzerland Alps for India) Actually I don’t want to write again on Corona & lockdown but I couldn’t resist myself of doing so. We (India) have fought against Corona. Now we have about to seal this battle (hopefully) very soon. I am very curious about how the world is going to be after Corona? Politics – 1.USA might lose its power considerably, as superpower. Over past 70 years US has ruled world with its economic and technological power. I won’t see much effect on their economic stability as this country is financially still power house, they have recovered themselves through great depression. Human Capital that to skilled labor is the most valuable capital among all the capitals,It acts an invisible hand in every civil society development. 2.Expiry Date of many international organizations After WWII,UNO and its sister organizations were established to solve the conflicts also to give common platform for all the countries. But, the arra...

One common mistake people make while discussing about stock market is using the term Investment & Trading interchangeably , However , they are not the same . Trading – Buying & Selling of the security to earn the price gap as Profit. You don’t need to fall in love with security / company. Investments – To Buy the security & hold it for longer duration , aim is to maximize the wealth. (You actually fall in the love with the security) Investment can be as short as for 4-6 months to as long as lifetime. In this post we will try to understand which are the best sectors to invest while keeping the following parameters in mind. 1. Wealth Maximization 2. Minimum Risk 3. Asset appreciation 4. Regular Income Let us understand with the favorite investment option available is – Fixed Deposits in Bank 1. Wealth Maximization – You get Compound Interest throughout 2. Minimum Risk – Deposits in Bank are safe(?) at least we can assume it 3. Asset appreciation – Hope th...