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Showing posts from May, 2020

Investment Approach in Global Crisis

Investing in normal days vs Investing in Global crisis is always different so do with strategy! Ideally one should not restrict themselves looking into favorite / traditional instruments Instruments Available 1.Bank Deposits (Fixed / Term) 2.Mutual Funds 3.Equity Shares 4.Fixed Income Instruments 5.Post Office Deposits etc. Investment Goals There is always going to be trade off between  Risk & Return . The objectives should be very clear whether to  Mitigate the Risk or Earn more Returns. Strategy Once your Investment goal is clear then you can easily eliminate some instruments while It is always advisable not to invest whole amount in one instrument I will still stick to the  2  traditional strategies - 1. Bottom to Top  approach This is nothing but analyzing Company / Business first then Industry/ Sector followed by Economy as whole (Country / Global). In this you always focus more on  Micro Economic  factors as your study is focused on the parti...